Pricing
Pay only when you need us. Flat fees, agreed before we start. No percentage of your savings, ever.
What your $79 gets you
A written report from a real expert, usually within one business day. See example reports.
- A real person with decades in the car business (owning repair shops, dealership sales, the inside of a leasing company) reads every line
- Line-by-line findings: what's fair, what's high and what to question
- The dollar amount at stake
- A check against Ontario's rules: the 10% estimate limit, all-in pricing, no cooling-off, repossession rules
- Exactly what's wrong, item by item, in plain English
- What you should hold off on before you approve, sign or pay
- Your options, and our honest take on what to do next
- One follow-up question by email, included
- If you hire us to handle it, the $79 comes off the fee
Why not just ask an AI chatbot?
| Free AI chatbot | Cardian, $79 | |
|---|---|---|
| What Ontario shops actually charge | Guesses from internet averages | From someone who has owned repair shops |
| Ontario's rules | Can be wrong or out of date | Checked against the current rules |
| The tricks: padded labour, finance office add-ons, lease-end charges | General advice | Inside experience |
| Knowing what to push back on | Generic | Specific to your document |
| A real person checks it | No | Every time |
| Can take it up with the business for you | No | Yes, for a flat fee |
| Stands behind the answer | No | Yes |
| Service | Price |
|---|---|
| Expert review Any quote, bill, deal, contract or claim. A real expert tells you if the price is fair, what's at stake and what we'd push back on. Credited toward your case if you hire us. | $79 |
| Find it We do the legwork: get comparable quotes from fair-priced shops, find the right specialist, and compare the total cost, including diagnostics, warranty and towing. Not just the cheapest, the best value. | $199 |
| We handle it: standard Repair overcharges, bills over the estimate, unapproved work, surprise dealer fees, lease-end charges, reviewing a deal before you sign | $299 |
| We handle it: complex Lease buyouts and finance contract issues with a lender or leasing company. Quoted per case, starting at $349. | $349+ |
| Case coaching Repossessions, liens and insurance claims. An in-depth review of your situation, a step-by-step plan, key deadlines, what to say and what to send. If it needs to go further, we hand it to our partner paralegal (repos and liens) or a licensed public adjuster (insurance), who quote you directly. | $149 |
If we handle it and don't save you more than our fee, you get your fee back.
How the guarantee works
You pay the flat fee when you hire us, less the $79 you already paid for the review. When the case is done, we compare the final amount to the document you sent us. If the money we saved you (a lower bill, a refund or a credit) is more than our fee, the case is done. If it isn't, we refund the case fee in full, back to your card.
If only a small amount is at stake, we'll tell you honestly instead of taking the case. See our disclaimer.