The repair shop
We've owned and run repair shops. We know real labour times, real parts prices, and exactly where a quote gets padded.
About Cardian
Every day, Ontario drivers approve quotes, pay bills and sign contracts they don't fully understand. Cardian exists so nobody has to do that alone.
Your car's guardian.
We're building the place Ontario drivers turn to before they pay for anything car-related. One team that knows every side of the business, works only for the driver, and isn't afraid to push back.
Decadesof experience in the car business
Every sideshops, dealers, leasing and legal
100%independent. We work only for the driver.
$0taken from shops, dealers, lenders or insurers. Ever.
We've worked every side of the counter.
Most people deal with the car business a few times a year. We've spent decades inside it: running the shops, working the dealership floor, managing leases and claims, and seeing what happens when things go wrong. Now all of that works for you.
The dealership
We worked the sales floor. We know the finance office playbook: the add-ons, the fees, the pressure, and how to say no to all of it.
The leasing company
Leases, buyouts, lease-end charges, insurance claims, liens, collections and repossessions. We have handled them all from the inside.
The legal side
For cases that need to go further, we work with a partner paralegal who specializes in auto. You are never left on your own.
We've seen every trick. Now we work for you.
What we stand for
These aren't slogans. They're how every case is handled.
Independent, always.
We aren't a repair shop, a dealer, a lender or an insurer. We don't sell cars, fix cars, or take money from anyone who does. The only person paying us is you.
Flat fees. Never a cut.
You know the price before we start. We never take a percentage of your savings, and if we handle it and don't save you more than our fee, you get your fee back.
A real expert on every case.
Technology helps us work fast, but every report is checked and signed off by someone with decades in the car business. Not a chatbot.
Fair isn't final.
In the car business, almost everything is negotiable. Even a reasonable price usually has room in it, and we'll ask for that room on your behalf.
Straight answers.
Plain English, real numbers, and an honest verdict. If it's fair, we'll tell you. If it's not worth fighting, we'll tell you that too.
You never make the call.
Awkward conversations are kind of our thing. We deal with the shop, the dealer or the leasing company in writing. You just approve.
Where we're going
Today we help drivers across Ontario with repair quotes and bills, car deals, dealer fees, leases, finance contracts, insurance offers and repossessions.
Our goal is simple: no one should approve, sign or pay for anything car-related without someone in their corner. One bill at a time, we're making that the normal way to own a car.